If your policy is cancelled for non-payment, your policy may still have a past-due balance. This could include insurance premium for coverage provided up to the cancellation date (not the missed payment due date), as well as various administrative fees.
If a past due balance remains on your account after cancellation, Elephant may elect to charge your method of automatic payment at a later date.
If this occurs you may call our Customer Service department at any time if you would like these numbers explained to you
If Elephant does not collect payment within one month after the cancellation date, Elephant may engage a collections agency and/or report the past-due balance to a credit bureau. Customers whose account is referred to a collection agency will be assessed a $20 fee.