Whether it’s because drivers appreciate the extra security that’s offered, or they simply like the way they look, new and safe cars are on the rise among American drivers. With all the recent safety features that are increasingly coming as standard in newer models, it’s a no-brainer that more and more drivers are making safety and technology a priority in their car-buying decisions. But how are insurance companies keeping up with this trend?
In fact, did you know that the average driver hasn’t switched car insurance companies since 2003, according to a recent poll conducted by Princeton Survey Research Associates International?
Something else you may not know are the advantages to switching to a safe car insurance specialist like Elephant Auto Insurance. From discounts and coverage packages tailored for newer and smarter cars, to customer service that will take care of your car’s specific needs, here are six reasons why Elephant should be your next insurance specialist
According to several surveys, the biggest factor consumers consider when shopping for auto insurance is the cost. With Elephant, you’ll find what you’re looking for through our variety of discounts. Insuring more than one vehicle? Save up to 20% with our MultiCar discount. Have a teen or college student doing well in school? High-achievers benefit with our good student discount. Do you like to be ahead of the curve and shop early? You can save on your insurance with our Early Bird discount. You can also save by bundling your auto insurance and homeowner or renters policies. Other ways to obtain lower rates include saving 15% when you quote online and our paperless discount. Check out a complete list of car insurance discounts to see other ways you could save on your policy.
If you can’t rely on your insurer to be there when you need it the most, there’s no point in staying with them. In today’s fast-paced society, you don’t have time to deal with inconveniences from your insurance company. Whether it’s making simple policy changes, or assistance in filing a claim, Elephant works to make insurance as straightforward and hassle free as possible.
Elephant is a part of Admiral Group, plc who boasts 11 brands across Europe and the United States, and has over 4 million policies worldwide. With over two decades of experience, a strong financial backing, and a strong, customer-focused culture, Elephant is a company you can trust and rely on. Furthermore, as a direct-to-consumer company, Elephant makes it simple and easy for their customers by offering a variety of online services.
Remaining accident-free and safe driving are things that should be rewarded, especially when you have a newer car to look after. That’s why Elephant offers an optional program called Diminishing Deductible. With this money-saving program, you automatically earn $100 off your deductible on day 1. Additionally, Elephant won’t reset your deductible to the full amount just because you have one accident, because we all know that the unexpected can happen. Each year you drive accident free, we’ll take another $100 off, for a credit of up to $500. This option is ideal for drivers with newer cars that come equipped with safety technology features like crash prevention and blind spot detection. Why not be rewarded for simply being a safe driver?
Everyone hopes that they never get into an accident, but few can say that they haven’t at least had a fender bender before. Aside from the repair costs and inconvenience, making matters worse is when your rates go up. Even with all the new technology that is being put into new and safe cars, it’s still difficult to prevent or predict human error. Elephant understands that accidents can happen. For drivers who qualify for Accident Forgiveness, we won’t increase your rates if you get into an accident, provided the policy has been in effect for four years.
If you’re on the road and the unexpected happens, that’s when you need your car insurance the most. Elephant understands that everyone has busy schedules and time stuck on the side of the road is time wasted, which is why Elephant’s Roadside Assistance coverage is there for when you need it the most. Whether your car needs to be towed, a jump start, or a tire change due to a flat, a trained customer service representative will dispatch a roadside service professional to help you day or night.