Back-up cameras that come with many of today's vehicles have saved an untold number of lives.

IIHS: Auto insurance claims down with car technology’s increase

Technology’s rapid expansion into the automotive sector has not only made driving less of a chore for motorists, but also enhanced safety, thanks to features like brake assist, back-up cameras, and blindspot monitors. In the process, it’s helped lower the rate of accidents and the accompanying car insurance claims that follow, based on a study from the Insurance Institute for High Safety.

Crash avoidance technologies have done precisely what they’re intended to do – lowered the rate of collisions on the country’s highways, according to a 2012 study from IIHS. Some of the features that have shown the most notable differences include forward collision avoidance systems, brake assist, and adaptive headlights.

“As more automakers offer advanced technologies on their vehicles, insurance data provide an early glimpse of how these features perform in the real world,” said Matt Moore vice president of IIHS-affiliate Highway Loss Data Institute. “So far, forward collision technology is reducing claims, particularly for damage to other vehicles, and adaptive headlights are having an even bigger impact than we had anticipated.”

Automotive experts say it won’t be too long before self-driving cars become available, which also have the potential to diminish accident rates. Voice command, self-parking, and self-adjusting features that modify vehicle performance according to weather conditions are some of the most popular preferences consumers have for self-driving automobiles, a recent separate survey from Carnegie Mellon University revealed.