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What are the easiest ways to save on car insurance?

Car insurance. It’s kind of a funny product. You purchase it, but then you hope to never have to use it. But the good thing is, if you have the right kind of coverage, it can protect you from a huge losses and financial burdens. Of course, no one wants to pay more than what’s necessary for car insurance coverage. That’s why at Elephant we make our discounts straightforward and logical. Here are a few simple ways you can save on your car insurance premiums.

Online Discount

Shopping online cuts a ton of extra costs for insurance companies, and we think you should be rewarded for that. Besides, why should the insurance companies be the only ones that benefit? When you shop online with Elephant, you get an instant 15% off. Pretty easy, huh?

Multi-Car Discount

Got more than one car to insure? Yep, there’s a discount for that. When you own more cars, you have a lot more responsibilities like car bills, gas costs, and routine maintenance. The fact is, if you’re paying for more than one car, Elephant believes you should be given a break. It’s simple: The more cars you insure, the most discounts you’ll get, sometimes even over 20% depending on where you live.

Good Student Discount

Speaking of having more than one car to insure, if you have a teen driver who keeps those grades up, you’re looking at another easy discount on your car insurance. At Elephant, if you have a student between the ages of 16 and 25 with a ‘B’ average or better, you can get up to 12% off your policy. Couple that with a Multi-Car, and adding a teen drive to your policy doesn’t sound as terrifying now. Phew.

Early Bird

Early bird gets the worm, right? Alright, so we aren’t going to give you worms, but what about a nice discount? When you take the opportunity to shop around and compare car insurance rates before your current policy’s end date, you might find that grass is actually greener on the other side. When you shop early with Elephant, we’ll pass along a nice discount your way.

Paperless Account and Electronic Signature Discount

Hey, let’s be real with ourselves, how many bills are we still paying using the ole’ paper mail tactic? Since so many of our bills are now payed online these days, it’s a wonder that some insurance companies still use pen and paper for their payments. We reward our customers who choose to pay their bills online with a Paperless Account Discount since they’re saving us money when we don’t have to mail out documents every month.

Another effortless discount? E-signature. When you choose to sign your insurance documents electronically rather than the physical documents, we think you should be rewarded for that too.

Payment in Full Discounts

Customers who pay for their entire policy in full receive a discount with Elephant. Rather than paying your policy month by month, it’s a lot easier to just get it all done at once. That way you can drive worry-free for the year, and you’ll get an easy discount!

SafeCar Discounts

Something that we still don’t understand: Why aren’t other insurers rewarding drivers who purchase cars with advanced safety features? We believe that safe cars are making the roads a safer place to be, and we think that drivers who drive these cars should catch a break when it comes to their insurance premiums. That’s why we offer discounts for drivers who choose safer cars to drive that are equipped with features like backup-cameras, Bluetooth technology, crash avoidance technology, and lane detection sensors.

Homeowners Discount

Own a home? We’ll pass on a sweet little discount to you if you do. We think that if you own your own home, you probably have a lot of other responsibilities and bills to pay, too.  Instead of having one more thing to worry about, we’ll make it a little easier (and cheaper) for you when it comes to car insurance.


Speaking of your home, think of all the other things you insure throughout the year. Not only do you need car insurance for your vehicles, you also need insurance coverage for a wide range of things, like your home, apartment, motorcycle, even life. When you keep all your insurance needs under one roof, we’ll pass along a discount to you.

Phew. Lot’s of discounts out there that you may not have even known of! The thing with insurance is, it’s important to get the right coverage for your needs and lifestyles, but by no means should that mean you should have to overpay for it.

Save when you insure more than one car.

This article is intended for informational purposes only. It does not replace or modify the information contained in your insurance policy.