Close to 90 percent of optometrists are homeowners, based on a new survey.

Health care workers among most likely homeowners, study finds

If you're a firefighter, optometrist, or dentist and you own a home, consider yourself in very good company, as a new report indicates that people who are employed in these professions are the most likely to be homeowners.

Using 2012 data from the U.S. Census Bureau, optometrists have the highest homeownership rate at 90 percent, found Ancestry.com, a genealogy website that allows visitors to perform family history. Individuals who serve the public also have high rates of ownership, with firefighters in the top 10 at 84 percent. Roughly 81 percent of farmers are homeowners as well, which at one time was the nation's largest employment field.

Todd Godfrey, head of global content at Ancestry.com, indicated that the nature of homeowners' professions may explain why they tend to be so inclined to buy rather than rent.

"Firemen, dentists and farmers all play integral roles in their local community," said Godfrey. "So perhaps the need to root in the communities they serve has played a role in home. Firefighters have a deep love for the community they serve, farmers are tied to the land and optometrists and dentists have spent their careers building a clientele list tied to the community."

He added that another potential explanation could be that parents are used to this living style, coming from a family where their mom and dad owned a home, or perhaps they're now situated in the very house that they grew up in when young.

Homeownership low among dancers, service-oriented employees

On the opposite end of the spectrum are those professions where practitioners tend to be more inclined to rent rather than to buy. Dancers and dance teachers are the least likely to be homeowners, Ancestry.com found, with 23 percent of people in this line of work owning. Motion picture projectionists, counter, and fountain workers are also under the 30 percent threshold. People in service-oriented jobs are also chief among those who rarely own.

Ancestry.com noted that the reason why this may be the case is because these types of positions tend to be low-paying and not the best to get into for those who want job security.

Godfrey pointed out that since the 1900s, the homeownership rate has risen significantly, jumping from a mere 32 percent to roughly 65 percent, according to the latest projections from the Census Bureau. Along with it, more homeowner insurance policies have been written, seeing as more than 95 percent of people who buy a home also get coverage, which is often required.

However, in recent years, the homeownership rate has fallen slightly. Most of the growth that occurred in people buying homes took place in the 1960s.

Mortgage rates continue to reside in affordable territory, historically speaking. According to the latest Primary Mortgage Market Survey from Freddie Mac, 30-year fixed rate loans average 3.9 percent, the lowest it's been in all of 2014 thus far.