These tips can help you find a short-term rental.

Strategies for pursuing a short-term rental

Whether it's to satisfy a prerequisite for college or an assignment from work, many visitors find themselves in the nation's capital sometime throughout the year, not for pleasure but for work. Depending on how long people are expected to stay in Washington, D.C., they're going to need a short-term rental where they can crash at night or get some work done during the day.

However, with D.C. being one of the more expensive places in the country to live, it can be difficult to find a place that's budget friendly. A Washington Post contributor recently discussed some of the ways in which people in the Beltway can find a short-term residence that's affordable.

  • Check out the suburbs. As a general rule, the closer a rental is to the heart of the city, the more likely it is that rates will be expensive. The Washington Post recommended talking with several different short-term housing providers in order to see what options there are in nearby towns. Additionally, the longer the lease term is, the better deal you may be able to get, especially if you start looking well in advance of taking up residence.
  • Pursue move-in ready rentals for convenience. There's a lot to a move, even when they're not permanent. And one of the biggest issues is bringing in furniture, as the logistics involved can over complicate things. Instead, see if you can find a rental that's furnished. These are usually more convenient, preventing you from having to bring in heavy beds, chairs, or couches that will only have to be moved again in a few months when the assignment is over. However, finding one that's low in price may take more time than one that's unfurnished.
  •  Go unfurnished if affordability is most important. In the event you're low on cash, an unfurnished rental is definitely the best course of action. In addition, the newspaper suggested renting furniture, as depending on the terms of the lease and the time of the year, you may be able to save money.

While the landlord of the unit likely has coverage for the structure of a rental, it doesn't provide for the tenant's belongings. In other words, if you plan on bringing a lot of your own stuff to a short-term rental, a renters insurance policy is important to secure. According to a recent survey from the Insurance Information Institute, only 37 percent of renters polled had coverage.

When planning on moving into a short-term rental, it is important to not only research the area in which you are going to live, but also consider the type of apartment, and whether you need rental insurance in order to avoid potential issues related to damaging events.