Renewal FAQs

Renewal FAQs

Why is my payment due on this date?

Your first payment may be due up to 30 days before your renewal to preserve your equity on your policy. This helps prevent any lapse in coverage and the potential state fees associated with it.

What if I am unable to make this first payment?

The total cost to renew your policy is due on the date of your renewal.
You will need to make a full premium payment plus applicable fees by the date of renewal to avoid cancellation.

Why has my regular payment changed?

Numerous rating factors are reviewed at renewal that may cause your premium to change.

Certain Policy Fees (See your Payment FAQ) that occur once per term may appear on this renewal payment.

Additional policy changes made prior to renewal may adjust your payment schedule.

Renewal payment may include unpaid premium from your current term.

See your Declarations Page in your Renewal Documents packet to review the discounts you are currently qualifying for!

What happens if I miss this payment?

If we have not received payment by 12:01am of your renewal date, then the current policy will expire.