Richmond Car Insurance

Richmond Auto Insurance

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Why Richmond residents pick Elephant's affordable car insurance

Drivers in the RVA know Elephant has them covered. Elephant offers affordable auto insurance coverage and many other products to Richmond drivers. Get a cheap auto insurance quote online or call one of our licensed agents at 1-855-ELEPHANT.

  • You could save up to $594 with Elephant*
  • Nationwide claims service and friendly claims agents available 24/7

We’ve provided some information below that we hope will be helpful in answering some of your questions about affordable car insurance in Virginia.

Shop with Elephant, it's the Richmond thing to do!

Richmond Drivers: What you need to know

Virginia requires all drivers to carry auto insurance coverage, commonly referred to as 25/50/20 coverage. Recently the Insurance Research Council reported that an estimated 11% of Virginia drivers currently operating their vehicles without insurance. This makes carrying the correct coverage level the best way to protect you and your personal property. Here are some additional tips to help keep you covered and safe while driving:

  • Virgina law requires uninsured drivers to pay the DMV an Uninsured Motor Vehicle (UMV) fee of $500
  • The Uninsured Motor Vehicle fee does not provide any insurance; it only allows the driver to operate an uninsured vehicle at their own risk
  • A violation of Virginia car insurance laws can result in severe penalties such as additional fees, temporary deactivation of your license, or surrender of your license plates to the DMV
  • To review your current insurance coverage or acquire car insurance, get a quote or call one of our licensed agents at 1-877-218-7865.

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Virginia car insurance coverage

Remember your policy MUST meet the following minimum limits of liability:
Bodily Injury $25,000 for the death or injury of any one person, any one accident
$50,000 for all persons in any one accident
Property Damage $20,000 for any one accident

While it may be tempting to skip on the extra coverage for your car, with car insurance, the more coverage you have, the less it will cost you out of pocket if you get in an accident.

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*National annual auto insurance average savings based on a survey of new customers taken between 7/1/2015 to 12/23/16 who realized a savings when they switched to Elephant.

Products, discounts and prices vary by state, coverage and eligibility requirements.