Auto insurance coverages

Elephant offers many auto insurance coverage options to protect you, your car and others. So you can choose the car coverage that's right for you. Select from options including Bodily Injury and Property Damage Liability Coverage, Comprehensive and Collision Coverage, Rental Reimbursement, Roadside Assistance and more.


What's included in an auto insurance policy?





Bodily injury and property damange liability coverage

Liability coverage covers your legal liability for a covered accident that involves injury to another person or damage to property, up to the limit of liability you select.

Comprehensive and collision coverage

Comprehensive and collision coverages help pay to repair or replace your car if it damaged, regardless of who is at fault.

Uninsured/Underinsured motorist coverage

If a person who is at fault for an accident does not have motor insurance, uninsured motorist coverage will help cover damages you, the insured members of your household, and your passengers incur that the at-fault party is legally liable for.

If your injury expenses exceed the at-fault party's Liability limits, you can use underinsured motorist bodily injury coverage to pay for the amount not covered by the at-fault person's insurance.

Loan/Lease payoff coverage

Loan/Lease payoff coverage protects you if your financed vehicle sustains a total loss. The coverage pays the remaining loan balance (subject to policy terms, conditions, and exclusions). You can buy Loan/Lease Payoff coverage for vehicles that are leased or financed.

Rental reimbursement coverage

Rental reimbursement helps lessen the hassle of an accident by providing a replacement car while your car is in the repair shop, or if it was a total loss, until you have purchased another car, subject to the coverage limits.

Medical payments coverage

Medical payments coverage helps cover the cost of necessary medical treatment resulting from injuries you and your passengers receive as a result of an auto accident, regardless of who is at fault.

Roadside Assistance coverage

Should you run into any car trouble, Elephant's Roadside Assistance coverage will be there to help you 24 hours a day, 7 days a week.

Custom parts and equipment coverage

Custom parts and equipment coverage (CPE) covers permanently attached equipment, devices, accessories, enhancements, or changes, other than those that the manufacturer originally installs, that change the appearance or performance of a car.

Income lost coverage

Income lost coverage helps cover any income loss resulting from bodily injury caused by an accident and arising out of the ownership, maintenance, or use of a motor vehicle as a motor vehicle.


Auto insurance coverage articles:

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