Elephant protecting a blue car

We're the friendly, trusted car insurance experts

We're serious about guiding you to the right choices at the best price.

We are Elephant. We protect our Herd.

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  • 9 out of 10
    customers renew with Elephant

    89% of customers stayed with Elephant at renewal in 2022.

  • 4.7 star review
    We are proud to have earned these stars based on 7,357 reviews

    Based on customers reviews and data from Google and/or its partners.

  • Save up to $600
    Average annual savings for drivers who switch to Elephant

    Survey of new customers taken between 8/14/2020 to 10/16/2021 who realized a savings when they switched to Elephant.


What Elephant offers to auto insurance shoppers

Elephant offers a variety of insurance products and coverages, including customized car insurance, liability, collision, comprehensive, and full coverage. Get an insurance quote today to find the coverage that's right for you.

  • Personalized car insurance

    Find the coverage you need to protect you and your car and discounts to save money.

    Start a quote
  • Bundle insurance for savings

    For convenience and savings, bundle your home, motorcycle, and umbrella insurance.

    Learn more
  • Tools to make things simple

    Manage your policy and claims with the Elephant mobile app and online account access.

    Customer tools
Forbes 2023 Best Insurance Companies Badge

Thank you to our customers for voting us one of America’s best insurance companies.

Forbes partnered with Statista to survey over 15,000 U.S. customers of more than 3,300 U.S. insurance companies to create the rankings. Participants rated their insurance providers in terms of their overall satisfaction and whether they would recommend them to family and friends.

Save money with auto insurance discounts

At Elephant, we’re always looking for ways to lower your premiums, including car insurance discounts that pack a trunkful of savings. Check out these favorites.

  • Early Bird Auto Insurance Discounts

    Early bird discount

    Save up to 10% when you start your policy with Elephant 5 days before your current policy renews. We make switching easy.

    Start saving today
  • Pay in Full Car Insurance Discount

    Pay in full discount

    Save when you pay your policy premiums up front since this helps us save on payment processing costs. We love sharing.

    Learn more
  • Multi Car Insurance Quote

    Multi-car discount

    When you insure more than one vehicle in your household, Elephant offers a discount to reward you for this efficiency.

    See your savings
  • Going Green Policy Discount

    Going green discounts

    Get discounts on your car insurance when you chose eco-friendly options like e-signature and paperless billing.

    Learn more
  • Going Green Policy Discount

    Claims free discount

    Haven't had an accident in a while? Responsible driving helps you save.

    Learn more
  • Going Green Policy Discount

    Online quote discount

    Be rewarded simply for setting up your insurance plan online.

    Learn more

A few words from Elephant customers talking about their auto insurance

4.7 star average review

Average rating based on 7,357 reviews

Five Star Review Excellent customer service

04/06/23

“Excellent customer service and was glad in as able to get the rate I was looking for... Will definitely recommend anyone.”

Daisy M.
Verified Review
Five Star Review Worth the time it takes :)

05/26/23

“My experience was fantastic. It took a little longer than I thought, but the discount was worth the wait. I saved a TON over my past policy with P…..ve. Thanks Elephant!”

Vernon P.
Verified Review
Five Star Review I just made the switch

04/19/23

“I just made the switch to Elephant. My previous provider yearly premium kept going up and I had enough. I called Elephant Insurance and they were very helpful, convenient, and gave me a much better rate than what I was paying.”

Linda A.
Verified Review

Car insurance coverages

Good memory. Good advice. Elephant’s licensed agents and online tools answer questions without the jargon.

Required car insurance coverages*

If you cause an accident, liability insurance coverage helps pay an injured person's medical bills or for repairs to someone's vehicle. In most states, drivers are legally required to carry liability insurance.

Personalized car insurance coverages

Elephant Insurance phone agent

Comprehensive and collision coverage. Comprehensive coverage helps pay to repair or replace your car if it is damaged from an unexpected event, such as damage caused by theft or vandalism, or by hitting a deer, while collision coverage covers damage caused by a collision with another vehicle or object.

Uninsured/underinsured motorist coverage protects you if your are in an accident and another driver is at-fault but does not have car insurance. This coverage covers helps cover the gap if you’re in an accident and the at-fault driver’s liability limits are too low to cover the medical expenses of anyone injured.

Additional car insurance coverages and services

  • MedPay & personal injury protection (PIP)
  • Rental reimbursement
  • Loan/lease payoff
  • Upgraded accident forgiveness
  • Roadside assistance
  • Diminishing deductible

Learn more about additional coverages and services available at Elephant.

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Why chose Elephant for your car insurance

Delivering savings and protection. Fair pricing is one thing, but fair pricing and discounts? Even better. Drivers could save an average of $594 when switching to Elephant.

Flexible car insurance payment options and convenient online tools. Elephant offers flexible payment plans, a variety of buying options, convenient claims filing and our highly reviewed mobile app, Elephant strives to provide protection with convenience.

Superior claims experience. Elephant is proud to share its customer confidence score (Net Promoter Score) is higher than the industry average. When it comes to handling a claim, our dedicated claims team and repair network are there when you need them.

Our customers give us high marks. We are proud of our average Google 4.7 star rating and that 9 out of 10 customers renew with us each term! And we’re very proud to have been named a Forbes America’s Best Insurance Company 2023. Forbes partnered with Statista to survey over 15,000 U.S. customers of more than 3,300 U.S. insurance companies to create the rankings. Participants rated their insurance providers in terms of their overall satisfaction and whether they would recommend them to family and friends.

Man accessing Elephant Insurace mobile app from a car

Feel confident in your insurance coverage

Save without skimping on the best protection around.

Start your quote

Give us a call at 1-855-ELEPHANT


How to get a car insurance quote

Save time getting a car insurance quote by starting with the information you will need to get the best price.

You’ll need the following:

  1. A valid driver’s license
  2. The year, make and model of your car or cars OR the vehicle identification number/s (VIN).
  3. The address where you live and where your car will be kept.


How to compare car insurance quotes

It’s always smart to compare quotes from two or more car insurance companies, just make certain you select the same coverages, policy limits and deductibles for each one. Here’s what to look for in each category:

Coverages: Some coverages are required, like liability Insurance, and some are optional. Be sure to include the same coverages from each company on each quote.

Policy limits: Some coverages will have minimum and maximum limits, use our coverage calculator to select the limit that provides you with the best protection for your need. For an apples-to-apples comparison, make sure each quote uses the same policy limits.

Deductible amounts: When you have comprehensive and collision, This is the amount you agree to pay if your vehicle needs repair before the insurance company begins to pay. Increasing the deductible will lower your insurance premium, but it’s important to think about how much you could pay out of pocket should you make a claim. Be sure to select the same deductible on each quote.