More cars earn our multi-car discount
Save more with multi-car insurance
Insuring more than one vehicle in your household? We have a discount for that. It’s called our multi-car discount and it can add up to big savings fast. If you have two or more cars kept at the same address, why not insure them all on one policy? You could enjoy savings that offset the cost and inconvenience of juggling multiple policies.
How does the multi-car discount work?
Our multi-car discount insurance reduces the cost of your liability, collision, and comprehensive coverages on all the vehicles listed on your policy. For example, if you and your spouse each have a car, it may be less expensive to insure both cars on the same policy rather than having them on separate policies. Each additional car on your policy would receive a discount as well, so if you and your spouse were to buy your teen driver a car and add this vehicle to your existing policy, all three cars would receive a discount.
Benefits of a multi-car insurance policy
Premium savings: Save up to 45% on your premiums by having all the vehicles in your household on one policy.
Efficient policy management: Save time by having only one policy to cover multiple cars with just one bill. Plus, you only have to keep track of one renewal date with a multi-car discount policy.
Can I customize the coverage for each car on my auto insurance policy?
Some coverages are set at the policy level and apply to all vehicles on the policy, including your liability coverage and uninsured motorist coverage limits. This means that they cannot be applied only to a specific driver or vehicle on the policy. That said, collision and comprehensive insurance coverages, emergency roadside service, and rental reimbursement can be customized to each vehicle on the policy.
Is there a limit to the number of drivers that can be added to a multi-car insurance policy?
Insurance companies have different rules around who qualifies to be on a car insurance policy, including how many drivers can live in the household but not be named on the policy. Generally, family members living at the same address where the cars are kept can be added to the policy. If the drivers are unrelated, for instance, a roommate, they might be added as a driver as well.
Are multi-car insurance policies worth it?
If you are insuring multiple vehicles, the savings and convenience of having them on the same policy may be worthwhile. However, if you are looking to insure a motorcycle with your car or cars, you may not be able to put these on one policy since they require different types of insurance. That said, insuring a motorcycle through Elephant along with your auto would qualify you for a multi-policy or bundling discount.
Common questions about the Elephant multi-car discount
+Can I add another person’s vehicle to my policy?
In most states where Elephant insurance is available, but not all, you can add a vehicle if you’re the policyholder and the owner of the vehicle lives full-time at the same address noted on your policy. Best of all, adding this car to your Elephant policy will automatically trigger our multi-car discount.
+Do I get a discount for each vehicle on my policy?
With Elephant, every vehicle kept at the address of the policyholder is eligible for our multi-car discount. The multi-car discount is applied automatically when additional vehicles are added to your policy.
+Does a person in the household need to be related to the policyholder to be added to my Elephant policy?
A person being added to a policy does not have to be related to the policyholder as long as they are licensed and have an acceptable driving record. Whether related to the policyholder or not, any person in the household who drives a listed vehicle more than twice a month should be listed on the policy.
+What information do I need to add vehicles to my policy?
It’s easy to add a vehicle to an auto insurance policy. At Elephant, you can add a car to your existing policy through your online account, the Elephant mobile app, or by speaking to one of our licensed agents. You will need:
- Vehicle year, make, and model
- Vehicle Identification Number (VIN)
- Lienholder information
- Estimate of miles driven per year
- Date the vehicle was purchased
+How big is a multi-car discount?
Elephant’s multi-car discounts can save you up to 45% on your premiums when all the vehicles in your household are on one policy.
+Is it cheaper to have multiple cars on one insurance policy?
Having all of the cars in your household on one policy may allow for substantial savings. Add a car to your existing Elephant policy online today. Log in to your account and add your vehicle in minutes or give us a call.
Or, if you’re not yet insured with Elephant, start by either calling to speak with one of our licensed agents or get a quote online today.
Start saving with multi-car insurance discounts today!
Having all the cars in your household on one policy can deliver powerful savings and convenience. Get a quote for all the cars in your household at Elephant today.
Car insurance quote for savings
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