Home protection plan
It’s like roadside assistance… but for your home.
When you need home-side assistance, you can call Cinch. A home protection plan covers what your homeowners insurance doesn’t, including repair or replacement services of major appliances and systems within your home.
Protect your herd at home with Cinch Home Services
What is a home protection plan?
Also known as a home warranty or home service plan, a home protection plan is a service agreement that covers the repair or replacement of major home appliances and systems, such as refrigerators, dishwashers, HVAC, and electrical systems, that fail due to normal wear and tear. It differs from homeowners insurance, which covers damage from accidents or natural disasters.
Why do I need a home protection plan?
Home insurance doesn’t cover everything, leaving your appliances, electrical, and plumbing systems unprotected in the event of a breakdown due to everyday wear and tear. Home protection plans from Cinch Home Services come with wallet-friendly pricing and award-winning customer service. Plus, for covered Elephant Insurance auto policyholders, you also get 10% off your first year of home protection coverage with Cinch.*
Why do I need a home warranty if I already have homeowners insurance?
Required by mortgage lenders, homeowners insurance protects your home from weather damage, theft, and your liability if someone is injured on your property. Most plans don’t cover mechanical failures due to normal wear and tear, so that’s where a home warranty can help fill that gap. Appliance repair or replacement can be unexpected and costly, but Cinch helps keep your home running without breaking your budget. For example, people with a Cinch Home Services home warranty save an average of 70% on HVAC replacements compared to general retail pricing.
What types of plans does Cinch offer?
Cinch Home Services offers three types of home protection plans with options for repair only or repair and replace: Essential Coverage, Expanded Coverage, and Comfort Coverage. There’s also a long list of add-ons available such as coverage for your pool and septic tank. Start your quote with Cinch to compare plan coverages and exclusions.
All plans include:
- 24/7 service requests online or by phone.
- Repair or replacement protection for covered items.
- Cinch Home Services 180-day Workmanship Guarantee.
Why choose Cinch for my home protection plan?
Cinch Home Services is an award-winning provider of home warranty plans, offering coverage for essential home systems and appliances for nearly 50 years. With a nationwide network of trusted service providers and an industry-leading 180-day Workmanship Guarantee, Cinch helps homeowners manage the spiraling cost of everyday breakdowns. Cinch gives you peace of mind with repair coverage for up to 37 home appliances and systems.
*Important details
Plans, offers, and prices shown may not be available in all states and vary by location, plan type, and any applicable sales tax. Discount applies to the first year of a new annual home protection plan. Excludes optional coverage and add-ons. Cannot be combined with any other offer. Not available in all states. Terms and conditions apply to all plans offered. For details, see sample plan agreement after requesting a quote from Cinch.
The plans being offered are a service contract and are separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.