The Value of Adding Roadside Assistance to Your Insurance Policy

the value of adding roadside assistance

The occasional need for roadside assistance is one of the harsh realities of owning a vehicle, but it can help you get back on the road in no time. Whether your car stalls on the highway, you push running on empty too far, or you lock your car key inside your vehicle, having roadside assistance coverage can get you out of many tough situations.

Roadside assistance is a set of services that can help when you have car trouble on the side of the road, in a parking lot, at work or even at home. If you’re stranded, a roadside assistance plan can help with services like changing a flat tire, jump-starting a dead battery or towing your vehicle to a repair shop.

At Elephant Insurance, we’ve partnered with Urgent.ly, a leader in the Roadside Assistance industry, to make sure our customers have the fastest, safest and highest-quality service when they need it the most.

When you’re encountering a roadside issue, whether it is a need for towing, a dead battery or a flat tire, Elephant customers who have roadside assistance on their policy can simply call the dedicated emergency roadside assistance line. From there, we’ll work with Urgent.ly so you can be back on the road safely in no time.

While you may think going without a roadside assistance plan will save you money, dealing with breakdowns and car problems on your own could lead to overspending. Adding roadside assistance to your insurance plan can help you save time and money in the long run, and it only costs you a few dollars a month per vehicle. If you don’t have a roadside assistance plan, you’ll have to deal with life’s unexpected situations head on by spending more time on the side of the road and paying out of pocket for services.

Towing

It’s the worst possible start to your day, you turn your key to start your car and nothing happens. It turns out you need an emergency tow to a nearby mechanic. Towing services can cost you, ranging from $55 to even hundreds of dollars depending on the length of the tow. A Roadside Assistance Plan can help you save big bucks the next time you need a tow*.

  • Average Cost for a Local Tow (up to 5 miles): $55-$85/event 
  • Cost of an Elephant Roadside Assistance Plan: $3-5/month
    • Be advised this varies by state. Vehicles will be towed, up to the maximum benefit limit, to the nearest qualified repair shop. After 15 miles, the cost per mile is $4.00, which must be paid the day of the tow.

Battery Jump

You didn’t realize you left your lights on all night and now your battery is completely drained. A battery jump shouldn’t cost too much, right? Wrong. A simple battery jumpstart can cost upwards of $120 without a Roadside Assistance Plan, causing you to lose both time and money. Adding on an Elephant Roadside Assistance Plan is one way you can cut major costs.

  • Average Cost for a Battery Jumpstart (typical car): $50-$120/event
  • Cost of an Elephant Roadside Assistance Plan: $3-5/month, with no additional charges

Flat Tire Change

Car tires wear over time -according to tire manufacturer Bridgestone, people drive between 12,000 to 15,000 miles a year, which means the average good quality all-season tire will last somewhere between three and five years, depending on maintenance, driving style and conditions, etc. A flat or otherwise damaged tire can cause you to be unexpectedly stranded on the side of the road, in parking lots, even in your driveway. And sometimes knowing how to change a tire just isn’t enough — that’s when a roadside assistance plan can be a huge help financially. Here’s how:

  • Average Cost for a Flat Tire Replacement (typical car): minimum $50/tire 
  • Cost of an Elephant Roadside Assistance Plan: $3-5/month
    • Elephant offers a tire change as opposed to a replacement. Urgent.ly will arrange for a service provider to change your flat tire with an inflated spare. If you don’t have a spare ready to go, Urgent.ly will arrange for towing based on towing limit.

Emergency Fuel Delivery

Your gas light has been on for a few too many miles, and you feel your car coming to a sad stop on the side of the road. Depending on how far you are from a gas station, emergency fuel delivery could cost you greatly without a Roadside Assistance Plan. With an Elephant Roadside Assistance Plan that only costs you $3-5/month, emergency fuel would come to your rescue. Urgent.ly will arrange for a service provider to deliver up to 2 gallons of gasoline or diesel fuel to your location**

Lock Out Services

Locking your keys inside of your vehicle can be insanely frustrating and stressful. It’s time consuming and can cost you a pretty penny without a roadside assistance plan. Adding roadside assistance onto your current Elephant plan can save you some bucks. Take a look at how Elephant’s Roadside Assistance Plan stacks up against car lockout services:

  • Average Cost for a Car Lockout (non-high security vehicle): $65-$120/event
  • Cost of an Elephant Roadside Assistance Plan: $3-5/month

As you can see, it all adds up. On an annual basis, an Elephant Roadside Assistance Plan would cost $36 to $60 a year — and just one roadside event a year could set you back significantly more than that if you don’t have the coverage.

Still wondering if Roadside Assistance is the right fit for you?

There are a few questions you might want to consider:

  • How old is your vehicle? How many miles do you have on your car?
  • How far do you typically travel? If your work requires significant commuting or travel or if you have family that lives a few states away, you might find yourself on the road enough to merit the coverage.
  • If you don’t have Roadside Assistance, do you have another plan for “breakdown situations” or an emergency contact you can call that could help you out in a pinch?

At Elephant, a Roadside Assistance Plan is one of the many car insurance coverages we offer for just a few dollars a month per vehicle. Get a quote online, log in to add Roadside Assistance to your policy, or visit our website to learn more about how this benefit can save you money, time and future headaches.

 

*Varies by state. Vehicles will be towed, up to the maximum benefit limit, to the nearest qualified repair shop. After 15 miles, the cost per mile is $4.00, which must be paid the day of the tow.
**Customer will be charged for the cost of the fuel upon delivery.
 This article is intended for informational purposes only. It does not replace or modify the information contained in your insurance policy and may not reflect the official policies of Elephant Insurance or current developments.

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